Report on the mortality experience of the Clergy Mutual Assurance Society, from 1829 to 1887, by F.B. Wyatt, with ... the medical history of the Society, by W.H. Stone.

  • Stone, William Henry.
Date:
1891
Catalogue details

Licence: Public Domain Mark

Credit: Report on the mortality experience of the Clergy Mutual Assurance Society, from 1829 to 1887, by F.B. Wyatt, with ... the medical history of the Society, by W.H. Stone. Source: Wellcome Collection.

Provider: This material has been provided by Royal College of Physicians, London. The original may be consulted at Royal College of Physicians, London.

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    ON THE MORTALITY EXPERIENCE OF THE CLERGY MUTUAL ASSURANCE SOCIETY, FROM 1829 TO 1887. To the Directors of the CLERGY MUTUAL ASSURANCE SOCIETY. Gentlemen, I have the honour to lay before you the results of my investigation into the Mortality Experience of the Society from its foundation in the year 1829 down to the 31st May 1887, a period of 58 years. The method employed in extracting the experience is identical with that employed by the Institute of Actuaries in the compilation of the “ Mortality Experience of 20 Life Assurance Companies,” published in the year 1869. A complete explanation of the several processes is given in the preface to that work, so that an explanation of the method of collecting, arranging and classifying the present statistics is unnecessary. The observations embrace all lives assured under ordinary whole-life and term assurances effected prior to ist June 1887, that is, all assurances on life except a few issued on joint lives, survivorships and contingencies. In the tables appended, however, only “ healthy” lives, namely lives considered to be up to the average standard of health and charged the ordinary rate of premium, are dealt with. The experience among 355 “unhealthy” lives, or lives charged more than the ordinary rate of premium, has been kept distinct and will be referred to further on.